Stay Resilient in 2026
3 Financial Practices Furniture Retailers Need Now to Stay Resilient in 2026
The past two years have tested even the strongest home furnishings retailers. High interest rates slowed housing activity, inflation tightened consumer spending, and repeated tariff rounds increased the cost of imported goods.
Yet in the midst of these pressures, many retailers have managed to adapt, stabilize, and even grow by strengthening their financial visibility and operational discipline.
The success stories emerging across the industry aren’t the result of luck—they’re the product of leaders who invested early in the financial practices that create resilience. Drawing from those examples and from STORIS’ Accounting and Finance portion of their Tariff Response Toolkit, here are three practices that can help retailers enter 2026 on stronger footing.
Financial preparedness doesn’t eliminate volatility, but it transforms how quickly leaders can respond when the environment shifts. That ability to adapt early is often the difference between disruption and durability.
1. Capitalize Duty Correctly to Preserve Margin Visibility
With tariffs raising landed cost at receipt, GAAP requires duty to be capitalized into inventory, not expensed. This ensures gross margin reflects true cost and equips leaders to make pricing and purchasing decisions with clarity—critical when margin compression is industry-wide.
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2. Transform Your Customer Experience
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Learn More3. Strengthen Financial Controls Across Buying, Receiving, and COGS
Consistency between PO cost, receipt cost, and COGS improves variance tracking and reduces surprises during tight cycles. Retailers that have invested in automated landed-cost flows and KPIs like contribution after duty gain earlier visibility into risk and more time to act.
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Conclusion
If 2024 and 2025 have taught the industry anything, it’s that resilience isn’t reactive—it’s engineered. The retailers that navigate 2026 successfully will be those who treat margin clarity, cash forecasting, and system reliability as core strategic assets, not back-office functions.
Prepare your financial systems now—and stay ahead of 2026.
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